Due to the public health emergency for the COVID-19 pandemic, IDOI is requesting that insurance companies comply to assist consumers, businesses and entities.
Due to the declaration of a public health emergency throughout the State of Indiana as a result of the coronavirus disease 2019 (“COVID-19”) and the issuance of Governor Holcomb’s Executive Order 20-05, on March 19, 2020, the Indiana Department of Insurance (IDOI) issued Bulletin 252 to assist consumers, businesses, and entities regulated by the IDOI.
In Bulletin 252, the IDOI requests all insurance companies and HMOs in Indiana to institute a moratorium on policy cancellations and non-renewals of any insurance policy in effect for a policyholder in Indiana to allow a grace period for any policyholder in Indiana for a period of 60-days for any premium payment due from March 19 to May 18, 2020.
Bulletin 252 also addresses cost-sharing and prior authorizations for COVID-19 testing services and treatment. The IDOI reminds health insurers and HMOs about the enactment of the Families First Coronavirus Response Act Public Law 116-127, (H.R. 6201), and interprets that increase prices or coverage costs involving medical care given for COVID-19.
To ensure healthcare access to all Hoosiers, Commissioner Stephen W. Robertson in Bulletin 252 temporarily suspended requirements for providers participating in the Indiana Patient’s Compensation Fund (PCF) to hold an Indiana license. Out-of-state licensed providers are eligible for the credits and rate reductions listed in Rule 21 and Rule 60.
To read the complete Bulletin, visit the IDOI COVID-19 Actions webpage at www.in.gov/idoi/3109.htm.
Questions regarding this Bulletin should be directed to Heather Alford at HAlford@idoi.IN.gov
About Indiana Department of Insurance
The Indiana Department of Insurance protects Indiana's insurance consumers by monitoring and regulating the financial strengths and market conduct activities of insurance companies and agents. The department monitors insurance companies and agents for compliance with state laws to protect consumers and to offer them the best array of insurance products available. The department also assists Hoosiers with insurance questions and provides guidance in understanding how insurance policies work.