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TheTimes of Noblesville
  • Home
  • Local News
  • ONLINE EDITION
  • Columnists
    • Betsy Reason
    • Paula Dunn
    • John Marlowe
    • Dick Wolfsie
    • Carrie Classon
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    • Tim Timmons
    • Rix Quinn
  • Obituaries

Ask Rusty

Ask Rusty – Widow Stung by Social Security’s “Claw Back” Rule

By The Times of Noblesville | March 25, 2023 | 0

Dear Rusty: My husband of 48 years died on December 30th, and he received a Social Security direct deposit for December’s benefits in early January, but Social Security demanded the bank return his December payment. I used part of his December benefits to pay for household expenses, so his bank account was overdrawn after his…

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Ask Rusty – How Do I Withdraw My Application for Social Security?

By The Times of Noblesville | March 18, 2023 | 0

Dear Rusty: I will be 67 next month and reached my full retirement age in July 2022. My wife and I are discussing whether we should take Social Security now or wait until we are age 70 to get a higher benefit. I remember reading that you can start Social Security and, if not needed,…

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Ask Rusty – Cutting Social Security Will Make Me Lose My Home!

By The Times of Noblesville | March 11, 2023

Dear Rusty: Politicians are talking about taking money from Social Security, but I need that money to support my daughter and pay for my home. I’m a widow, and my husband passed in 2017. I’ll lose my home if my Social Security benefits are cut. Please help. Signed: Widowed Senior Dear Widowed Senior: Despite what…

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Ask Rusty – What’s the Best Way to Start Receiving My Survivor Benefit?

By The Times of Noblesville | March 4, 2023

Dear Rusty: When one becomes a widow/widower, what is the most efficient way to start receiving the deceased’s monthly Social Security. Signed: Still Grieving Dear Still Grieving: There is really only one way to start receiving surviving spouse benefits – you must contact Social Security directly to apply. You can call 1.800.772.1213 or call your…

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Ask Rusty – Can International College Students Get Social Security Benefits?

By The Times of Noblesville | February 25, 2023

Dear Rusty: We have hosted international college students for years, all of whom needed to apply for a Social Security Number upon arrival in the United States. Would these students be entitled to some Social Security funds at some point? Some have worked as paid graduate assistants, but others have not worked while going to…

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Ask Rusty – I’m Working; Why Hasn’t My Social Security Benefit Increased?

By The Times of Noblesville | April 29, 2022

Dear Rusty: I will be 72 in July. I started taking my Social Security at age 64 after a job loss and other items that came up. So, my plan to wait past 68 evaporated, but I have continued to work since that time at a considerably smaller amount. I have contacted Social Security about…

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Ask Rusty – About Payroll Tax and Income Tax on Social Security

By The Times of Noblesville | April 22, 2022

Dear Rusty: Is it possible for you to go over how the Federal withholding tax is computed on Social Security benefits? Signed: Curious Taxpayer. Dear Curious: I’m not sure if you’re asking about how FICA (or self-employment) tax on your earnings from work is determined, or if you’re asking about how much income tax to…

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Ask Rusty – Please Help Us With Social Security Planning

By The Times of Noblesville | March 11, 2022

Dear Rusty: Would you please advise on my wife and my Social Security planning? I’m 69 & 2 months, my wife is 66 & 2 months, so we both hit full retirement age. We both plan on starting to take SS next month. My benefit would be about $3,300 per month, and my wife’s benefit…

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Ask Rusty – I’m Confused About Taking Medicare And Social Security

By The Times of Noblesville | March 4, 2022

Dear Rusty: I just turned 64 and now get stuff about Medicare and Medigap and so on. I really don’t know how to retire when it’s time. What should I do? What am I looking for? Am I eligible for anything as of now? I’m so confused about all this that I don’t even know…

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Ask Rusty – About Survivor Benefits for Minor Children

By The Times of Noblesville | February 25, 2022

Dear Rusty: My nephew died suddenly at 50 years of age and left 2 children, ages 17 and 14. He was divorced, but they were married for more than 10 years, and his ex-wife works as a nurse. My nephew worked for more than 10 years during his lifetime. I want to know if the…

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